Financial Literacy

Welcome to CreditGuard’s Financial Literacy Center.

Here you’ll find a wide range of information relating to credit, credit cards, home buying, retirement information, bankruptcy, and more.

Congratulations on taking the first step toward becoming debt-free. For over 20 years, we’ve been helping consumers like you get out of debt by negotiating with creditors to lower their interest rates, lower your monthly payments and potentially wave any over-the-limit fees. In fact, under our debt management programs most consumers are able to completely pay off all their debt within 3 to 5 years.

Our certified credit counselors take a hands-on approach to helping you readjust your budget to help you learn to live within your means. We take a look at your income, your various bills and your debts to help you create a budget you can stick to. We teach you the skills necessary to not only get out of debt, but to stay out.

Take a look below for more information on how you can tackle your debt.

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Financial Resources

Budgeting

Budgeting is the cornerstone of successful money management. If you’re looking to save money, pay off debt, or simply have enough money to pay the bills each month, building a strong budget should be the first step.

Read Budgeting Articles

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Credit

Whether you’re looking for more information on credit cards or are simply looking for ways to improve your credit, our Credit directory is a one-stop-shop for all things credit.

Read Credit Articles

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Home Buying

Purchasing a home can be one of the biggest monetary decisions you ever make. Learn the ins and outs of homeownership and the difference between various mortgage types.

Read Home Buying Articles

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Youth & Money

It’s never too early to start teaching your children about the value of money. Studies show that children who are taught the importance of money management when their younger grow up to be more financially responsible.

Read Articles on Youth & Money 

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Bankruptcy

Bankruptcy is never a decision to be taken lightly. Learn what happens when you choose to declare bankruptcy and why you should avoid filing.

Read Bankruptcy Articles

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Learn how much you can save

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By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

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Certified Credit Counselors are available Monday - Thursday 8:00 am - 10:00 pm Eastern, Friday 8:00 am - 9:00 pm Eastern, Saturday 10:00 am - 6:00 pm Eastern.

Also See…

For more information on debt consolidation, please visit:

Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.

The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).

Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.