The CreditGUARD of America Blog
Bankruptcy Quiz: Fact or Fiction?
From the different chapters to your credit report, how much do you actually know about bankruptcy? Take this fact or fiction quiz to test your skills.
How Much Do You Actually Know About Budgeting?
Are you a budgeting genius or a financial failure? Let’s find out.
Saving While Battling Debt: Our Favorite Couponing Resources
Living with debt can be a struggle, especially when it comes to everyday necessities. When you are in the process of paying down debt, it can be beneficial to have a few tricks up your sleeve, and one of those tricks is being a savvy shopper. From loyalty cards to coupons, there is no reason […]
Tips for Spring (Debt) Cleaning
Spring is the time to shake off the winter excess and start moving towards a happier, cleaner and healthier season. Most people scrub their floors, donate old clothing and declutter their closets, but you shouldn’t limit your cleaning to just your home. Your finances deserve just as much attention as your fridge, but how do […]
5 Purchases You Should Put on a Credit Card
Using your credit cards can be a good thing. Yep, you read that correctly. While we are known for our anti-credit card stance (and for good reason), we do recognize the benefits to using one correctly. From fraud protection to extended warranties, utilizing your card has its perks. Here are a few purchases to consider […]
Enjoy Spring Without Excess Spending
We all love springtime. The birds are singing, the trees are blooming and the weather is just right. It is the perfect time to spend outdoors, especially when you are using your time to plant a beautiful and productive garden. But for those of us who struggle with debt or making ends meet, starting a […]
How to Reduce Your Debt in 5 Years instead of 30
Have you ever opened the mail and found a bill that created a ball of anxiety in the pit of your stomach? If so, you’re not alone. Whether your debt comes from credit cards, student loans, mortgages, auto loans or a combination of these, it can cause an extreme amount of stress. The desire to […]
Expenses to Eliminate in Order to Pay off Your Debt
Currently, more than 43 percent of Americans owe more in debt than they earn. For those families, budgeting has become a huge part of daily life. That’s easier said than done. We have become so accustomed to the luxuries of life that we have started to view them as necessities. So, where exactly can you […]
