The Consumer Financial Protection Bureau report states that more than 80% of payday loans are converted into new loans before they are fully repaid. These loans often trigger a chain reaction, which results in longer repayment of loans. Why Consider a Payday Loan? Most people who use this type of loan do not utilize the […]
Whether you are married or engaged to be married, it is vitally important to discuss your finances together. Regardless of how you structure your accounts, communication is crucial. Setting goals is one of the most important things many couples fail to do together. Whether you are expanding financially for growth or struggling to make ends […]
Are you a do-it-yourself type of person? Redesigning adds considerable value to your home. There are plenty of small projects you can do to upgrade your house with little to no cost. Before doing any house renovation, you should thoroughly do a lot of house inspection. It costs you a lot in advance, but knowing […]
Applying for funding may seem like an endless process of filling in forms. The process begins with the FAFSA or Free Application for Federal Student Aid. The single application prepares the conditions for the entire credit process. So the more you know in advance, the better prepared you’ll be, and the financial assistance package will […]
Anyone who has ever dealt with a debt collection agency knows that it can be an extremely difficult process. It appears that they never seem to get in touch with you at the right time or simply don’t know how to communicate with you. Fortunately, there is a lot of information on how to deal […]
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Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.