Call Now! 1-800-589-1643

We help people get out of Credit Card Debt!

Call Us Toll Free


CreditGUARD of America

See How Much Money We Can Save You!

  • By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

Credit Counseling and Debt Consolidation in Pennsylvania

Clients We’ve helped in Pennsylvania

A Wheatland, Pennsylvania client saved an estimated $2,626.22
A Philadelphia, Pennsylvania client saved an estimated $1,126.37
A Bedford, Pennsylvania client saved an estimated $664.35
A Clairton, Pennsylvania client saved an estimated $22,849.23
A Clearfield, Pennsylvania client saved an estimated $309.52
A Lehighton, Pennsylvania client saved an estimated $1,850.87
A Nazareth, Pennsylvania client saved an estimated $32,662.90
A Philadelphia, Pennsylvania client saved an estimated $1,343.01
A Lake City, Pennsylvania client saved an estimated $42,353.51
A Langhorne, Pennsylvania client saved an estimated $12,227.50


We can help you get out of debt in Pennsylvania. Call us at 1-800-589-1643 to find out how!

map of Pennsylvania


Effective Pennsylvania Debt Consolidation Solutions

CreditGUARD also provides effective debt consolidation services. Our friendly credit counselors can negotiate with your credit card issuers, bank lenders, and other unsecured creditors to reduce the interest rate on each of your outstanding debts. All types of unsecured debt are eligible for debt consolidation in Pennsylvania Unsecured debts include old medical bills, accident settlements, retail credit cards, personal loans, certain business debts, and consumer credit cards.

Our counselors consolidate your debt by merging all of these obligations into a single monthly payment at a reduced interest rate. Instead of making multiple payments each month, you’ll be responsible for just one simple monthly payment. With our help, you can become debt-free in just a few years.

Regardless of how much you owe to your creditors or how long it has been since you made your last payment, we can help you get out of debt. To learn more about debt consolidation in Pennsylvania with CreditGUARD, call 1-800-589-1643 today or fill out the easy online form.

Pennsylvania Statistics

Average Pennsylvania persons per household2.27
Average Pennsylvania client age49
Average Pennsylvania client annual income$31,863.06
Average Pennsylvania client annual expenses$26,931.51
Average Pennsylvania client total debt$15,841.41
Average Pennsylvania client savings$19,423.00


Real Stories of Pennsylvania Clients

I spoke with a client who lives in Easton, Pennsylvania. She called because she has a few credit cards and while making the minimum payments, she noticed that the balances don’t seem to be going down that much. She and her husband are retired and recently her husband has moved to a nursing home. This has caused an added expense that is causing it to become more difficult to meet her monthly debt obligations. She seemed to be more concerned with the amount they are paying in interest than how much the monthly payments would be. I was able to consolidated their cards and give them a monthly payment that was about the same that they are paying now and save them tens of thousands in interest while getting them paid off in 5 years. She was happy with the lower interest and time frame.

Our McKees Rock, Pennsylvania client, George, lost his job. He found new employment but is considered a part time employee at 38 hours a week. He is now 2 months behind on his credit cards and his cell phone. We were able to take $3,790.00 in debt and get him monthly payments of $112.00 plus he will no longer have to pay late fees. He will be out of debt in 5 years and 5 months and save $1,254.00 in interest on his cards. He was relieved to have his accounts on our program so that he would no longer be receiving late calls from his creditors and his credit will be in much better shape.

A Roaring Springs, Pennsylvania woman just graduated law school and fell behind on her bills. This client is a having a hard time finding a job to help with her finances. However, her fiancé pays all the household bills for now. She has credit cards and department store cards that she wants help with for a balance of $10,706. Right now we are helping her get of debt in 2 years and 9 months instead of 13 years and 5 months.

Learn More about Our Debt Consolidation and Credit Counseling Services in:


From: Debt Management Services Act

Section 15. Fees.

(a) Limittation.– A licensee may charge a fee of not more than $ 50 for an initial consultation with a consumer, provided that the consultation includes a consumer education program.

(b) Monthly maintenance fee.– When a consumer and a licensee have entered into a debt management services agreement, the licensee may charge the consumer a monthly maintenance fee not to exceed $ 10 times the number of accounts initially included under the agreement, provided that the total monthly fee may not exceed $ 50.

(c) Insufficient funds fee.– A licensee may collect a fee for a subsequent dishonored check or instrument taken in payment, not to exceed the service charge permitted to be imposed under 18 Pa.C.S.

§ 4105 (relating to bad checks).