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CreditGUARD of America

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Debt Collection

CreditGUARD of America is a non-profit debt counseling company dedicated to educating individuals on debt collection practices and their consumer rights. Our Debt Collection Series is designed to help you manage your creditors and keep you informed about debt collection practices and your consumer rights.

Take a moment to review our debt collection sections and if you have any questions about managing your creditors, please contact us online or call CreditGUARD of America, Inc. at 1-800-500-6489.

Fair Debt Collection

This section of our Debt Collection Series explains how the Fair Debt Collection Practices Act protects consumers against unscrupulous debt collectors. By understanding your consumer credit rights, you can better protect your interests when negotiating with debt collectors.

Creditor Harassment

This section of our Debt Collection Series explains the types of creditor harassment and what credit laws protect you against abusive creditors and debt collectors. We provide examples of creditor harassment to help you determine when a debt collector is being abusive.

Know your consumer credit card debt relief rights so debt collectors and creditors don’t take advantage of you.

Stop Creditor Harassment

Contact us online or Call CreditGuard of America at 1-800-500-6489 for more information on our non-profit credit counseling and debt counseling agency. Certified Credit Counselors are available Monday - Thursday 8:00 am - 10:00 pm Eastern, Friday 8:00 am - 9:00 pm Eastern, Saturday 10:00 am - 6:00 pm Eastern. For online service, 24/7, use the Credit Card Debt Analyzer to calculate your estimated interest and payment savings available, through our debt management program.

Learn More about How Debt Collection Works