Debt Collection

CreditGUARD of America is a non-profit debt counseling company dedicated to educating individuals on debt collection practices and their consumer rights. Our Debt Collection Series is designed to help you manage your creditors and keep you informed about debt collection practices and your consumer rights.

Take a moment to review our debt collection sections and if you have any questions about managing your creditors, please contact us online or call CreditGUARD of America, Inc. at 1-800-500-6489.

Fair Debt Collection

This section of our Debt Collection Series explains how the Fair Debt Collection Practices Act protects consumers against unscrupulous debt collectors. By understanding your consumer credit rights, you can better protect your interests when negotiating with debt collectors.

Creditor Harassment

This section of our Debt Collection Series explains the types of creditor harassment and what credit laws protect you against abusive creditors and debt collectors. We provide examples of creditor harassment to help you determine when a debt collector is being abusive.

Know your consumer credit card debt relief rights so debt collectors and creditors don’t take advantage of you.

Stop Creditor Harassment

Contact us online or Call CreditGuard of America at 1-800-500-6489 for more information on our non-profit credit counseling and debt counseling agency. Certified Credit Counselors are available Monday - Thursday 8:00 am - 10:00 pm Eastern, Friday 8:00 am - 9:00 pm Eastern, Saturday 10:00 am - 6:00 pm Eastern. For online service, 24/7, use the Credit Card Debt Analyzer to calculate your estimated interest and payment savings available, through our debt management program.

Learn More about How Debt Collection Works

Learn how much you can save

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By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

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Help America Get Out of Debt
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Find Debt Relief Today!

Learn how much you can save

Fill out the information below and one of our experts will contact you shortly.

Step 1 of 2

Almost Done!

Just a few more details to get started.

By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

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Find Debt Relief Today!

Certified Credit Counselors are available Monday - Friday 8:00 am - 8:00 pm Eastern.

Also See…

For more information on debt consolidation, please visit:

Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.

The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).

Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.