It is easy to fall head-over-heels in the excitement of romance and honeymoon. But once the honeymoon phase is over, being married requires working out how to merge your finances with your spouse. The impact of marriage on your credit may not be quite as you expected.  Marriage Does Not Combine Your Credit Reports  The …

Life has become increasingly harder to make ends meet. People are continually looking for ways to look for a “quick fix.” That is why millions of people struggling with shrinking incomes, mounting debt, and tight budgets are resorting to so-called “get-rich-quick” programs to pull themselves out of debt. Unfortunately, such schemes can cause more havoc …

The unprecedented rise in gasoline prices has greatly affected consumers in numerous ways. Credit card companies have introduced gas discounts that let consumers save money whether you are on a long drive or city drive. As prices hike, our professional credit counselors offer strategies to reduce customer expenses. Do the savings add up?  According to …

According to the National Institute of Economic Research, exploding debt mountains have caused stress and anxiety among people in the United States. American citizens are unable to pay off their national debt, on average, at about $1,000 a month, or $3,500 a year. Nonprofit counseling services typically offer debt consolidation programs for people with debt …

In the early days. it was small radios and toasters, then home equipment and milkshakes, now it’s all about Visa gift cards and Gadgets. Many consumers are attracted by the new perks offered by various banks, and opening a new checking account or savings account has never been more attractive. Banks are competing for tooth …

Nowadays, there’s been a whole lot more filling than we’ve ever seen before. We are all led to believe that filing for bankruptcy is a means to solve our debt problems, but it is not. People are often unaware of what bankruptcy is because they have no information about the process.  Bankruptcy is a legitimate …

It takes a long run before you can hit your financial goals, but it only takes a few seconds for someone to get trapped in a pile of debt. Are you looking for ways to improve your financial 3 – 5 years frame rate? Here are helpful ways to improve your finances. Take a look!  …

Generation Z, or Gen Z for short, is defined as those who were born after 1997. Research by Harris Interactive estimates that America’s youth, Generation Z, is running a $1.5 billion budget deficit in today’s economy. Harris Interactive breaks down Generation Z’s spending habits into three categories:  Ages 7 – 12 years old spend $19.1 …

In the United States, the average cost of a wedding can sum up to $30,000 and that might be out of your comfort zone. Savy wedding without overblowing your budget is essential to achieve your ideal wedding for less. Here’s how you can still have a stunning wedding on a budget: Cut Cuisine Costs  Food …

It is a known fact that military men and women face adversities when called upon to perform their active duties. The decision to leave his or her family for an indefinite period puts a long-term implication on their family life. As a result, many military men and women who are called to active military service …