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CreditGUARD of America

See How Much Money We Can Save You!

  • By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

Credit Counseling and Debt Consolidation in Maryland

Clients We’ve helped in Maryland
A Annapolis, Maryland client saved an estimated $12,678.29
A Mt Rainier, Maryland client saved an estimated $6,008.77
A Deale, Maryland client saved an estimated $8,917.53
A Pocomoke, Maryland client saved an estimated $11,205.98
A Bowie, Maryland client saved an estimated $22,744.89
A Hyattsville, Maryland client saved an estimated $40,667.34
A Laurel, Maryland client saved an estimated $50,223.77
A Reisterstown, Maryland client saved an estimated $21,300.13
A Baltimore, Maryland client saved an estimated $544.40
A Fort Washington, Maryland client saved an estimated $78,463.01


We can help you get out of debt in Maryland. Call us at 1-800-589-1643 to find out how!

map of Maryland


Get Rid of Debt with Help from CreditGUARD

If you’re facing crushing debt, consider Maryland credit counseling from CreditGUARD. With over 20 years of experience, we can help you find debt relief at last.

In today’s economy, personal finances can change rapidly. If you and your family are having difficulty keeping up with all those payments, let our Maryland debt consolidation services help you eliminate the stress that mounting debt brings.

CreditGUARD Can Guide you Through Maryland Debt Consolidation

As a nonprofit credit and debt counseling agency, you can rest assured that we’re focused on helping you achieve a debt-free life. Furthermore, we offer a variety of financial services, including debt management and financial budgeting. Our goal is to guide you through your current situation and help you avoid future debt problems by giving you the knowledge and tools you need to stay on track.

CreditGUARD will work with your creditors to consolidate your debt into one monthly payment at a reduced interest rate. This will help put a stop to the never-ending letters, emails, and phone calls. Specialists work with most major lenders, and our support comes from creditors who believe in our Maryland credit counseling program.

CreditGUARD’s Financial Guidance Program

If you’re struggling to make several high interest payments every month, it’s time to seek financial help from CreditGUARD. As you begin paying down your debt, our credit counselors can provide you with practical money management advice and tips on how to borrow money responsibly. Once you begin the debt elimination process, you can get out of debt quickly. If you need debt consolidation in Maryland, call CreditGUARD at 1-800-589-1643. Take the first step to regaining your financial independence today.


Maryland Statistics

Average Maryland persons per household2.41
Average Maryland client age52
Average Maryland client annual income$36,600.00
Average Maryland client annual expenses$32,995.44
Average Maryland client total debt$13,780.16
Average Maryland client savings$17,881.92


Real Stories of Maryland Clients

I was contacted by a client from Forest Hills, Maryland. He had tried going through another program similar to CreditGuard of America’s, but they were very unresponsive to his calls. He was able to make initial contact but could not reach his counselor or get any further information on getting started with his accounts. His situation is that he is able to make his payments, but probably not for much longer. His income is seasonal and they are coming up on a couple of slow months. The other problem is he is too close to the limits, and sometimes they go over and he will get penalized and incur additional fees from the creditors. As he joins our program, he will be able to get the fees stopped and his interest rates back down to a reasonable amount, and thusly his payments will go towards the balances. He has about $7500 worth of credit card debt, and will have that paid off in only 3 years and 11 months. His payments are also lower, making it easier for him with his reduced income to keep up with all of his bills. I made sure to give him our counselor hotline and other important information so he can keep in contact with us and know we are here to help him throughout the program.

After speaking with a woman who lives in Middletown, Maryland and reviewing her financial hardship due to loss of child support, she had to move back home to finish school to get back on track. To help her not fall behind and stay on track I have sent her a solution by lowering monthly payment, lowering percentage and stopping her from falling behind. By enrolling in our debt management program, she will stay on track from this unsecured debt totaling over $4,000. This will help payoff responsibly and will be debt free in less then 4 years with a savings of over $5,000!

Our client, Joe, from Montgomery Village, Maryland spent all of his life savings on medical bills to keep his wife alive. He is now one month late on his cards for the first time in his life. His credit card debt total is $50,300. We were able to get his payments down to $1152.00 a month for all of his cards and he will be out of debt in 4 years and 5 months and save over $55,000.00 in interest. This client was so relieved to have our help.

From: Maryland Statute Title 12 Subtitle 9 MARYLAND DEBT MANAGEMENT SERVICES ACT


§ 12-911. Contents of license; authorization; transfer; display; notice on website

(e) Notice on website. — A licensee that offers or provides debt management services through the Internet shall include the following notice on its website:

“The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding CreditGUARD of America, Inc., License #5, at 500 N. Calvert Street, Room 402, Baltimore, Maryland 21202-3651 Phone 888-784-0136”.