Credit Counseling and Debt Consolidation in Hawaii

In light of the recent economic and social disruptions caused by Covid-19 (Coronavirus), being financially responsible has become more critical than ever. If you’re facing a credit card debt problem that seems too big or difficult to solve on your own, CreditGUARD can help with nonprofit credit counseling and debt management solutions. Call one of our certified credit counselors today at 1-800-500-6489 to learn more about our programs.

CreditGUARD Makes It Easy to Consolidate Debt

In this difficult economy, debt and poor credit can strike at any time. If you find yourself struggling to overcome your unsecured debts, CreditGUARD can help get your finances back on track with its debt consolidation and money management services.

map of Hawaii

Find Debt Relief Today!

CreditGUARD: Providing Hawaii Credit Counseling Solutions for 20 Years

As a trusted nonprofit enterprise with 20 years of credit counseling experience, CreditGUARD offers an efficient and personalized approach to Hawaii debt consolidation. Our organization’s well-trained credit counselors specialize in crafting comprehensive debt consolidation plans to fit your family’s financial needs. We also administer credit counseling services like personal budgeting and money management. We’re ready to do everything possible to make your escape from debt quick and painless.

CreditGUARD’s professional counselors can help you pay down your debts in a timely fashion and teach you how to set aside adequate savings for future expenses. We can also help you set up a monthly budget that stretches your income and keeps your expenses low. With all of these resources at your disposal, you’ll be glad that you chose CreditGUARD.

Get Fast Debt Consolidation in Hawaii with CreditGUARD

Regardless of how much you owe your creditors, CreditGUARD will help you get back on your feet. No Hawaii debt consolidation job is too big for our seasoned credit counselors. When you enroll in our debt consolidation program, your counselor will craft a customized repayment plan that may enable you to pay down your debts in just a few years.

To do this, we’ll combine your existing debt obligations into a single monthly payment with a reduced interest rate. You’ll be responsible for making just one affordable, easy-to-remember payment each month. This payment will include your medical debts, store credit cards, regular credit cards, and more. To begin your personalized program of credit counseling, call CreditGUARD at 1-800-589-1643 or complete the online form now.

Learn how much you can save

Fill out the information below and one of our experts will contact you shortly.

Step 1 of 2

Almost Done!

Just a few more details to get started.

By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

Step 2 of 2

Help America Get Out of Debt
Bureau Veritas

Clients We’ve helped in Hawaii

A Aiea, Hawaii client saved an estimated $961.86
A Pearl City, Hawaii client saved an estimated $3,381.79
A Honolulu, Hawaii client saved an estimated $435.10
A Keaau, Hawaii client saved an estimated $6,270.09
A Kailua Kona, Hawaii client saved an estimated $6,860.82
A Honolulu, Hawaii client saved an estimated $4,173.01
A Kahului, Hawaii client saved an estimated $2,232.58
A Ewa Beach, Hawaii client saved an estimated $15,370.74
A Honolulu, Hawaii client saved an estimated $9,134.20
A Honolulu, Hawaii client saved an estimated $16,038.15

Hawaii Statistics

Average Hawaii persons per household2.47
Average Hawaii client age47.46666666666667
Average Hawaii client annual income$32,261.60
Average Hawaii client annual expenses$27,560.80
Average Hawaii client total debt$15,083.38
Average Hawaii client savings$17,488.17

We can help you get out of debt in Hawaii. Call us at 1-800-589-1643 to find out how!

A Hawaii Client’s Story

Back in September, I spoke with a client from Honolulu, Hawaii. At that time she was current, making a little more than minimum payments, and was doing fine on her cards. The economy has been rough, though, and now she has lost a significant portion of her income, leading her to use her credit cards to maximum. After 8 months, she started to see she will not be able to pay off the creditors on her own, and if any significant situation happens, she will fall behind. One creditor did work with her directly, but the rest keep raising her interest rates. I was able to work out a program, leaving the account that already started a payment arrangement with her out of our plan, and she kept a card for emergency purposes. The other $18,000 in credit card debt will only take 4 years and 3 months with minimal payments to be paid in full. Now she can focus on work and making ends meet, and is happy she kept our information handy.

From: Hawaii Standard CGA Contract

Page 4 #23. CGA does not receive monthly statement from your creditors. It is the client’s responsibility to monitor the monthly statements from their creditors as well as from CGA and to report any insistencies to CGA immediately.

Learn how much you can save

Fill out the information below and one of our experts will contact you shortly.

Step 1 of 2

Almost Done!

Just a few more details to get started.

By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

Step 2 of 2

Find Debt Relief Today!

Certified Credit Counselors are available Monday - Friday 8:00 am - 8:00 pm Eastern.

Also See…

For more information on debt consolidation, please visit:

Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.

The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).

Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.