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Atlanta Credit Counseling and Debt Consolidation Services
One thing that most Atlanta, Georgia residents know is that many factors contribute to the need for financial and consumer credit counseling services. Various aspects like spending habits and financial knowledge are two main components that can both negatively and positively affect your bank account and credit score, but another major key that people don’t often take into consideration is the economic status of their area.
Atlanta has the 24th highest cost of living out of 73 metro areas in North America. This city also has an unemployment rate 0.4% higher than the national average (4.5 % in June 2017), higher income and sales taxes than many other U.S. cities and a median family income of $2,080 more than the national average. Another large role player is the hourly wage. Depending on the time of year, and the industry, this number can vary drastically in comparison to other similarly populated areas, making for an unstable outlook on future finances.
Simply glancing at these numbers could look like the odds are against you when it comes to maintaining financial stability, and the majority of the time they are.
Things like credit cards and various types of loans start to become more commonly utilized when residents feel like they can’t survive in their local economy, but what many people don’t understand is that these lending systems begin to wreak havoc on your fiscal status when not handled with the utmost consideration. If you’re interested in educational articles about budgeting and debt, visit our blog.
While you’re working on solving your debt problems, there are still plenty of ways to enjoy life in Atlanta on a budget. Go for a walk on the Atlanta Beltline and catch up with a friend, then make your way to Piedmont Park for a picnic. If you have time, visit the Atlanta Botanical Garden inside the park or just spend some time relaxing and enjoying good company.
Concerns like these make CreditGUARD of America one of the best resources for locals struggling with debt management in Atlanta. Our non-profit debt solutions don’t involve new loans, and our agents can help stop those harassing calls from creditors. Whether you’re experiencing red flags with your lenders or are interested in setting up a simple budget, don’t hesitate to call CreditGUARD of America at 1-800-589-1643 for more information regarding debt consolidation programs and our nonprofit debt management services in Atlanta.