Credit Counseling and Debt Consolidation in Florida
In light of the recent economic and social disruptions caused by Covid-19 (Coronavirus), being financially responsible has become more critical than ever. If you’re facing a credit card debt problem that seems too big or difficult to solve on your own, CreditGUARD can help with nonprofit credit counseling and debt management solutions. Call one of our certified credit counselors today at 1-800-500-6489 to learn more about our programs.
Poor credit can happen to any of us, and sometimes it may not even matter that we’ve managed money well all our lives. If you’re facing financial struggles in Florida, CreditGUARD of America can help. We will create a strategic plan to get you out of debt quickly using budgeting and saving tools to restore a future that’s financially secure.
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How Florida Debt Consolidation Can Lower Your Payments
The debt consolidation process consists of several aspects, including consolidating multiple debts into one affordable payment at a reduced interest rate. This enables you to make your payment on time without having to borrow money from a lender through a debt consolidation loan. Are you deep in debt? Have you missed some payments? At CreditGUARD, we make restoring your credit virtually hassle-free with our Florida credit counseling.
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For over two decades, we have been providing people with credit counseling and debt management services. In addition to consolidating your debts, we will work with you to devise a budget focused on getting you out of debt for good. Your financial well-being is our top priority. When it comes to debt consolidation in Florida, we can provide you with the know-how needed to manage your finances effectively. Call us at 1-800-589-1643 to discuss your options for Florida debt consolidation, or complete our form for more information today!
Clients We’ve helped in Florida
|A Tampa, Florida client saved an estimated $6,511.04|
|A Groveland, Florida client saved an estimated $11,668.83|
|A Orlando, Florida client saved an estimated $9,425.02|
|A Niceville, Florida client saved an estimated $11,508.36|
|A Reddick, Florida client saved an estimated $212.19|
|A Naples, Florida client saved an estimated $3,973.90|
|A Miami, Florida client saved an estimated $14,269.77|
|A Saint Petersburg, Florida client saved an estimated $23,797.55|
|A N Lauderdale, Florida client saved an estimated $9,199.06|
|A Groveland, Florida client saved an estimated $12,939.18|
|Average Florida persons per household||2.28|
|Average Florida client age||50.60700876095119|
|Average Florida client annual income||$33,529.92|
|Average Florida client annual expenses||$29,351.98|
|Average Florida client total debt||$16,050.65|
|Average Florida client savings||$20,435.31|
We can help you get out of debt in Florida. Call us at 1-800-589-1643 to find out how!
A Ft. Lauderdale client needed help consolidating her credit cards. The client was approximately two months behind and owed over $12,000 in credit card debt. She had financial difficulties because she lost her job a few months ago; and even though now she’s working, she’s unable to catch up because of the high minimum payments and increase in interest rates. We were able to provide her a lower monthly payment, a reduction in interest, and a few other benefits through our Debt Management Plan. Also, our complete budget analysis found more ways to help her save money. The program should get her out of debt in approximately four years.A Bostwick, Florida man called with a severe financial hardship due to loss of income over a year ago. He had been in the vicious cycle of falling behind then catching up over and over again. We were able to reduce his fees and interest and got him an affordable monthly payment. He was able to get back on track quickly from this unsecured debt totaling over $13,000. He was able to pay off his obligations and became debt-free in less than four years with a savings of over $12,000!
An elderly client on a very small fixed income from Jacksonville, Florida contacted our office for our help. She was behind with her payments and couldn’t seem to get caught up. She further stated that the creditors were calling her numerous times a day and this was causing her emotional distress. She was approved for our program, and we were able to save her $1,108.82 in interest and will have her debt free in 3 years instead of 14 years and four months. The client was so happy about this that she started crying. She kept singing our praises for what we were able to do for her.
We got a call from a Jupiter, Florida client with a total debt of $48,050.00 across six credit cards. We approved the client for our debt management program. The client’s monthly payments decreased by $333, and we were able to save him $67,337.52 in interest as well as decrease the length of time paying the accounts off from 36 years and three months to 4 years and three months.
A Spring Hill, Florida woman maxed out her six credit cards helping her brother and mother with medical expenses. Her total debt came to $11,717 for which her total monthly payments came to $475. Adding to her precarious financial situation, she had not received a raise in four years! She was struggling to make her minimum payments every month and saw no way out of debt without help. Through our debt management program, we were able to lower her monthly payments to a total of $274. She will be debt free in 4.5 years instead of nineteen years. She will save more than $11,000!
The client we signed up from Stuart, Florida was in dire need of help due to her medical situation (cancer plus other illnesses). She was begging for help and crying over the phone. We consoled her as best we could and advised her about our debt management program to help alleviate some of the pressure in her life. We helped her out of her credit card and medical debt with our medical debt consolidation program. We told her she’d be out of her $45,000 in debt in 3.5 years, and she was ecstatic. She could not thank us enough for helping her change her life.
LC lives in Trenton Florida. She was laid off by her company and now only receives social security and a small pension. She has about $11,000 in credit card debt. Through our program, her new payment will be $347, and she will save over $15,500 in interest and fees and have her accounts paid off in 3 years and nine months. She is thrilled because she can afford this lower monthly payment and will soon be debt free!
Bay Harbor Islands
Fort Myers Beach
Fort Walton Beach
Green Cove Springs
Lauderdale By The Sea
New Port Richey
New Smyrna Beach
Palm Beach Gardens
Panama City Beach
Port St. Lucie
Royal Palm Beach
St. Augustine Beach
West Palm Beach
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Certified Credit Counselors are available Monday - Friday 8:00 am - 8:00 pm Eastern.
For more information on debt consolidation, please visit:
Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.
The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).
Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.