Budget Calculator

Enter your income and expenses into our easy calculator:

Free Household Budget Calculator

Ideally, your total income is greater than your total expenses. Once you set aside your monthly savings allotment, the remainder should be zero. This is how to operate a “zero-based budget.” We’re not saying to leave $0 in your checking account, however; a zero-based budget just means every dollar is accounted for.

If you want to calculate these numbers on your own, it’s pretty easy—add up all your monthly expenses and subtract from your total monthly income. This will give you the amount you’re able to save. Or, you can just use our easy calculator!

If you have questions about your debt situation or are behind on your monthly debt payments, give one of our Certified Credit Counselors a call today!

Learn how much you can save

Fill out the information below and one of our experts will contact you shortly.

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By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

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Find Debt Relief Today!

Learn how much you can save

Fill out the information below and one of our experts will contact you shortly.

Step 1 of 2

Almost Done!

Just a few more details to get started.

By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

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Find Debt Relief Today!

Certified Credit Counselors are available Monday - Thursday 8:00 am - 10:00 pm Eastern, Friday 8:00 am - 9:00 pm Eastern, Saturday 10:00 am - 6:00 pm Eastern.

Also See…

For more information on debt consolidation, please visit:

Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.

The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).

Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.