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Free Financial Calculators

Household Budget Calculator

Our household budget calculator is a free financial calculator examining your debt-to-income ratio and helps you determine how much you can save each month. Debt-to-income ratio is the comparison of your income and your expenses. By examining your debt-to-income ratio, you see where you are overspending and how to manage your finances better.

Cost of Credit Calculator

If you don’t pay off your credit card balance every month, the interest assessed on your account means you may be paying more for the items you purchase than you expect. And if you spend beyond your means and add up considerable credit card debt, the extra money you pay in interest can be alarming! To find out how much extra you might pay on credit card purchases, use this simple calculator.

Mortgage Calculator

Our mortgage calculator can help you calculate your monthly mortgage payment based on amount the house is selling for, terms of loan and interest rate.

Auto Loan Calculator

Our auto loan calculator is a free financial calculator that gives you the versatility to determine what car you can afford based on monthly payment or purchase price. The monthly payment option gives you a monthly payment using multiple factors including purchase price and interest rate of the car. Purchase price options will let you know what price you can afford based on what monthly payment you can afford and the interest rate you’re being offered.

CreditGUARD of America, Inc. hopes you find these free financial calculators useful with managing your money and your credit. If you need any additional assistance.

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