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Archive for the ‘Uncategorized’ Category

Avoiding Phone App Deal Traps

Making a Plan to Avoid Overspending and Unnecessary Shopping We all know that the best way to make sure you don’t overspend at the grocery store is to make a list of your grocery needs that fits your budget. Making a list not only provides an easy-to-follow plan to make sure that we don’t overspend, […]

What is the difference between a fixed and adjustable interest rate?

According to the Federal Reserve Board’s guide to mortgage rates, the reason that the topic of fixed vs. adjustable rates is complicated because you need to know “about indexes, margins, discounts, caps, negative amortization, and convertibility.” They go on to say that it’s essential “to consider the maximum amount your monthly payment could increase [and] your […]

What Is the Difference Between Unsecured and Secured Debt?

Not all debt is created equal. Many people will say, “There’s no such thing as good debt,” and, to a certain degree that’s a wise saying. When it comes to “good” debt, the word can be misleading. Really, it’s that “secured” debt that is “better” than unsecured debt. Debt is considered to be secured if […]

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