Living with debt can be a struggle, especially when it comes to everyday necessities. When you are in the process of paying down debt, it can be beneficial to have a few tricks up your sleeve, and one of those tricks is being a savvy shopper. From loyalty cards to coupons, there is no reason […]
Archive for the ‘Financial Advice’ Category
How to Financially Plan for the New Year
Each new year brings new opportunities, and what better way to start fresh than by creating a financial plan to utilize throughout the next 12 months? From monthly payments to unexpected costs, here are some important tips for organizing your funds before ringing in the new year. Track your spending Before the New Year kicks […]
Inspirational Quotes to Help You Reach Your Financial Goals
Budgeting is essential to successful money management. A dynamic financial plan can help you live within your income, keep you from accumulating debt, and allow you to save for the fun stuff. But we can all use some inspiration from time to time. That’s why we went and rounded up some of our favorite quotes […]
10 Ways to Entertain the Kids for Under $10
Are your pockets light from buying overpriced toys? Do your kids spend too much time in front of glowing screens? These 10 fun-filled activities will get your kids interacting with the non-electronic world, with little or no cost. 1. Bake Cookies The process of reading a recipe, measuring ingredients, and following sequential directions is highly […]
Managing Your Money after Marriage: How to Handle Your Finances, Credit, and New Life Together
So you finally found the love of your life and tied the knot. Chances are that finances are the last thing you want to think about right now, but setting clear financial goals for the future is more important than ever as you and your spouse start your new life together. Making the right decisions […]
Should Spouses Merge Their Credit? What You Need to Know about Marriage and Credit
Once the honeymoon and celebrations are over, being married requires figuring out how to combine your finances with your spouse’s. While the effects of marriage on your credit are pretty straightforward, they may not entirely be what you expected. Credit Reports Never Merge, Even When Married The most important thing to understand is that there’s […]
5 Wedding Tips to Save Money Without Cutting Corners
Weddings can cost upwards of $30,000, an expense many newlyweds finance with credit cards and other loans. While no one wants to cut corners on their wedding day, including “‘til debts do us part” in your vows probably isn’t part of the plan either. However, it is possible to have the wedding of your dreams […]
5 Essential Resources for New Graduates
After graduation, the strain of impending student loan payments can quickly catch up with you, especially if you already struggle to your existing financial obligations each month. Your credit score will take a beating if you allow yourself to fall too far behind on your debt payments, so it’s crucial to take control of your […]
College Budgeting 101: Save Money & Still Have Fun
Figuring out your finances while you’re still trying to figure out calculus may seem like a tall order. Luckily, there are plenty of ways to manage your money without denying yourself any of the fun that college life has to offer. Here’s how to pass college budgeting 101. Make a Budget You don’t have to […]
Is It Better to Buy a House or Save for Retirement?
For most of us, buying a house is the biggest purchase we’ll ever make. It’s also probably the scariest. Taking out thousands of dollars for a mortgage loan can leave anyone a bit jittery. But is it worth it? Does buying a house mean you won’t be able to retire early? Or is buying a […]
