Credit Counseling
Payday Loan Statistics
The Consumer Financial Protection Bureau report states that more than 80% of payday loans are converted into new loans before they are fully repaid. These loans often trigger a chain reaction, which results in longer repayment of loans. Why Consider a Payday Loan? ... read moreImportant Tips to Avoid Being a Victim To A Tax Fraud
For most people, filing their taxes can be a difficult experience. While you need to make sure you fill in the forms correctly, you also need to be vigilant as there are tons of people that are using the tax season as an opportunity to commit various scams. Today,... read moreIdentify and Avoid Get-Rich-Schemes
Life has become increasingly harder to make ends meet. People are continually looking for ways to look for a “quick fix.” That is why millions of people struggling with shrinking incomes, mounting debt, and tight budgets are resorting to so-called... read moreCredit Card Scams: Best Ways to Prevent Credit Card Frauds
According to a recent survey by the Consumer Financial Protection Bureau, 10 percent of Americans say they have been a victim of credit card fraud at some point in their lives. Credit Card fraud has always been on the rise, but it’s especially prevalent in these... read more
How to Find a Credit Counselor
We live in the information age, and sometimes too much information can be overwhelming. When searching for a credit counselor you may find conflicting information, or you might be unsure where to even start. Let’s look at some of the more important things to keep in... read more
What Does A Credit Counselor Do?
Most Americans will experience debt at some point in our lives. Consumer credit counseling services are there to help those individuals who have overextended their credit. Ideally, these services are there to help you regain financial stability and to put you on the... read more
Is Debt Consolidation A Good Idea?
What Is Debt Consolidation? As of 2018, nearly 80% of Americans, across all generational demographics, carry some type of debt. Whether that debt comes from student loans, mortgages, credit card debt, auto loans or medical debt, more Americans are looking for ways to... read more6 Ways to Find Financial Help if You Lose Your Job
Resources for the Unemployed Losing your job can be stressful and frightening, even if you were expecting it to happen. Being without work for even a short length of time when already in debt can have devastating effects on your financial situation. Fortunately,... read more
4 Signs You Need to Call a Credit Counselor Before It’s Too Late
Are you worried you may need help? Here are a few warning signs that might just confirm that fear. Fear of the Calendar At the end of the money, is there more month that you can afford? Many people struggling with debt are spending more than they bring home each... read more
Financial Procrastination
Are you living with debt problems? Are you a procrastinator? You’re not alone. Despite recent upticks in the economy, Americans are more in debt than ever.
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Frugal Family: Buying New vs Used
One of the best and easiest ways to save money for your family is to buy used items whenever possible. In most cases, you’ll be just as happy with the item and get just as much functionality as you would with a new one for a fraction of the cost. While there are many great household items that are perfectly fine when bought used, there are a few items that you should never buy unless it’s new. Read on to find out how to make the best budget-friendly decisions about buying new vs. used.
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Spring Cleaning | 3 Household Items to Sell for Cash
Easy ways to turn your unwanted household items into extra funds The spring season brings a much-needed feeling of revitalization after winter’s long snowy months. One way to bring that sensation into your home is with a spring cleaning. This doesn’t just mean... read more
Find Debt Relief Today!
Find Debt Relief Today!
Certified Credit Counselors are available Monday - Friday 8:00 am - 8:00 pm Eastern.
Also See…
For more information on debt consolidation, please visit:
Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.
The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).
Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.
