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Archive for the ‘Credit Card’ Category

Financial Reboot: New Year’s Financial Planning

At the start of every new year, many make resolutions to better themselves in the upcoming twelve months. A favorite new year’s goal for those living with debt is to transform their financial situation for the better. The goal is admirable in theory but difficult in practice. One of the hardest parts is understanding where […]

Managing Credit Card Debt in Retirement

It is increasingly likely that many Americans will enter retirement with some form of credit card debt. The average credit card debt among U.S. households in 2017 was $6,375, with the average credit card debt of those just entering retirement age at $7,550, according to Experian’s annual study on the state of credit and debt […]

Unemployment & Credit Card Debt

There is never a good time to lose your job unexpectedly. When paychecks stop, regular payments that seemed manageable can quickly feel insurmountable. Those who suffer from the growing weight of credit card debt have an added anxiety. Each missed payment creates more debt and negatively impacts your credit score. You may become unsure of […]

Using A Credit Card For Car Down Payment

Purchasing a car unlocks the open road, and with that, a whole new world of possibilities. Your vehicle may give you a sense of freedom, but it can also trap you in debt. An automobile purchase is one of the largest investments in many consumers’ lives. It should be done carefully and with the proper […]

What Is Your Credit Score IQ?

5 Purchases You Should Put on a Credit Card

Using your credit cards can be a good thing. Yep, you read that correctly. While we are known for our anti-credit card stance (and for good reason), we do recognize the benefits to using one correctly. From fraud protection to extended warranties, utilizing your card has its perks. Here are a few purchases to consider […]

QUIZ: Is your credit card debt out of control?

Most American families owe more than $15,000 in credit card debt. With price tags like that, it is understandable that some families or individuals might not realize their credit card debt is spiraling out of control. Here is a quiz to help you discover if you have a handle on your credit card debt or […]

How Much Do You Know About Credit Card Debt?

From interest rates to repayment methods, how much do you really know about credit card debt? Find out by taking our credit card knowledge quiz!

New Year’s Resolutions for Paying Off Credit Card Debt

The holidays have come to an end, and with the excess of food and spending, most people’s credit card statements aren’t looking very pretty. In true traditional form, the beginning of the year is the time for setting goals we’d like to achieve. While losing weight is the reigning king of New Year’s resolutions, getting […]

8 Things You Should Ask Yourself Before Applying for a Credit Card

Thinking of applying for a new credit card? The average American household owns at least four credit cards, and with an average credit card debt of almost $5,000, most credit cards are carrying a balance of over $1,000. Although having a credit card can help improve your credit, they can also hurt it. So, before […]