Home equity is the amount that your home is worth minus any outstanding mortgage loan balances. For example, if you purchase a home valued at $200,000 with a $150,000 mortgage, you have $50,000 equity in your home. Your home equity will most likely grow over time as the value of your home increases and as your loans are paid down or reduced.read more
Most credit cards make you pay a minimum payment every month to keep your payment schedule current. This minimum is typically an amount based on a percentage of your balance but can be a fixed amount. If your wallet is tight, it can be tempting to only pay the minimum.read more
Buying a home can seem like an overwhelming process. On top of everything you will need to know about how to buy a home, you should also know what happens if you can no longer make your mortgage payments.read more
Meal planning is one of the easiest ways to help you and your family save time and money by planning out each meal of the week and sticking to this list when shopping for groceries. Saving money isn’t the only benefit of meal planning. Meal planning helps eliminate the frustration and wasted time figuring out what to eat for dinner.read more
Financial hardships can come out of nowhere: an unforeseen medical emergency, a natural disaster, an unexpected house repair, or loss of a job can jostle even those most well-prepared financially. During this setback, it may be tempting to dip into your retirement savings.read more
One of the best and easiest ways to save money for your family is to buy used items whenever possible. In most cases, you’ll be just as happy with the item and get just as much functionality as you would with a new one for a fraction of the cost. While there are many great household items that are perfectly fine when bought used, there are a few items that you should never buy unless it’s new. Read on to find out how to make the best budget-friendly decisions about buying new vs. used.read more
Whether it’s your first time on your own or you want to make the switch from renting an apartment to owning your own home, housing decisions can seem both exciting and intimidating. The best way to make your dreams come true is through research of your needs and understanding of where you stand with your budget and own future plans.read more
Find Debt Relief Today!
Find Debt Relief Today!
Certified Credit Counselors are available Monday - Friday 8:00 am - 8:00 pm Eastern.
For more information on debt consolidation, please visit:
Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.
The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).
Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.