Budgeting
Budgeting for Teenagers: A Complete Guide
Step 1: Develop a Money Mindset If you’re like 90% of young people, there are older people who try to speak to you about money, starting with a monologue about how “if you just save and invest this dollar amount now, you can retire younger. Because compound interest.”... read more
Planning Thanksgiving Dinner on a Budget
Planning a Thanksgiving dinner is hard enough, and budgeting for one can be even tougher. Shopping, cooking, and decorating each have their own challenges, so let’s look at some things to keep in mind when planning for Thanksgiving. Start with the Menu If you are... read more
How to Be Healthy on a Budget
Health and fitness are vital to your overall well-being and contribute to your ability to deal with stress. If you are working to overcome credit debts, it can seem as though trying to stay healthy is just an added expense, but the truth is health and fitness rely on... read more
Can You Afford to Adopt a Pet?
If you are an animal lover, you may be considering adopting a pet. And while a furry addition to your home will bring plenty of joy and fun, it will also have a huge impact on the budget. Let’s look at some of the costs of owning a pet, and some alternatives to... read more
Budgeting for a Baby
Having a child is full of new experiences for a first-time parent. Some of these will be expected and some will be a total surprise. Let’s examine some things to consider when budgeting for a baby. The First Year is a Shocker Before the baby is born, the expenses will... read more
Smarter Holiday Shopping
The holidays are almost here, and for those struggling with credit debt it can be a very difficult time emotionally and financially. But with some careful planning and a healthy dose of discipline, you can enjoy the holidays with everyone else without breaking the... read more
How to Save for a Home
Homeownership has always been the standard for the American Dream, but in today’s economy people are finding it more difficult than ever to buy (and keep) a home. If you are working to pay off credit debts and dreaming of owning your own house, you are not alone. Here... read more
What Is my Debt to Income Ratio?
Before making a solid budget it’s important to understand your debt to income ratio. Let’s unpack what that means and how it affects the decisions you will be making regarding your finances. Understanding your finances is the key to making sound financial decisions.... read more
5 Tips for Remote Work
Working remotely and trying to be frugal at the same time has its own unique challenges. Let’s look at some of the ways younger workers can tackle this tricky subject. Working remotely is more common today than ever before. The past few years have seen a huge uptick... read more
How Much Car Can You Afford?
If you are in debt but in need of a vehicle, it can be hard to know how much is truly affordable. Let’s look at some things to consider for the frugal lifestyle when searching for a car. When you are trying to manage your debt and meet your budget goals,... read more
3 Tips for a Frugal Daily Routine
The modern world is a hectic place and people are busier than ever before. Between extra hours at the office and side jobs for extra income, it’s important to remember why you are working so hard. When you are always on the go it’s easy for money to slip through the... read more
5 Ways To Save Money On Rent
What Has Happened to Rental Costs? Since 2010, there has been a sharp increase in rent affordability (the percentage of income spent on monthly rent) as rent has increased and wages have not risen at the same rate. From 2007-2016, the median cost of rent increased... read more
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