Financial advisers agree that everyone should have a budget, but more than two-thirds of Americans don’t. In the end, not taking the time to organize your expenses could have serious financial repercussions. But instead of looking at the negative aspects of not budgeting, here are a few positive attributes that explain why you should. Work […]
Archive for the ‘Budgeting’ Category
Personal Budgeting and Planning Resources
Budgeting Tips and Resources The most critical factor in managing your debt is knowing how to accurately budget. But, before you can establish a personal budget, you must first take a look at how you’re spending your money, both in the short term and the longer term. Tracking Your Spending To get an accurate financial […]
January Holiday Budgeting
Does this sound familiar? It’s January, and it’s cold. You’re already dreaming of summer vacation on the beach. Then, reality hits. The first credit card bill of the new year. Yeah, it was nice to give so many thoughtful gifts, but ultimately, it will take most of this year to pay off last year’s Christmas. […]
4 Critical Reasons Why You Should Have an Emergency Fund
If you’re like most people, you wonder just how necessary the existence of an emergency fund is. As it turns out, it’s vital. Taking time to save a portion of your income can be extremely beneficial during hard times. Financial advisers preach the importance of having an emergency fund for various reasons, but the following […]
How To Create A Budget
When it comes to taking control of your finances, budgeting is essential to success, but that doesn’t necessarily mean people enjoy it. For most people, budgeting is akin to going to the dentist, necessary but painful. But budgeting doesn’t have to be a tiring and consuming chore, and it can instead be a useful […]
5 Ways To Plan For Holiday Expenses Early
Holiday gift shopping can be a full contact sport. In 2016, American consumers spent $655.8 billion. This year, get a head start on your holiday shopping by putting together a strategy that’ll help you not only survive the holidays but also save money in the process. Determine your budget. Sure, there’s nothing sexy than […]
6 Tips To Build Your Emergency Fund Faster
If you’re on a path that leads to getting out of debt, you know the value of an emergency fund. Chances are, you’ve been in a situation before where you had a credit card for emergencies. The only problem with a credit card for emergencies is that your emergencies can often become less and […]
Traveling On A Budget
The key to budget travel is in the planning, and the first item on the agenda is creating a budget. We know that budgeting itself doesn’t sound so sexy, but that trip to the beach will feel a lot more relaxing when you cut your cost down and get to keep your toes in […]
How To Create Your 2017 Budget
The new year has come. Celebrations are behind us and it’s time to look toward the rest of the year. If you are planning to budget this year, you’re in luck. We have all of the information you’ll need to plan your 2017 budget. Check it out. Look into Your Past Spending One of the […]
Cheap Ways To Relieve Stress In Your Life
Unfortunately, stress is a frequent part of most people’s lives. Whether it is over our jobs, money, health or family, stress can occur and wreak havoc on our bodies. While massages are great for relieving stress, not everyone can afford that luxury. Here are a few cheap ways to shake that stress from your […]
