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Archive for the ‘Budgeting’ Category

How to Budget for a New Loan

There are times in life when a loan is necessary. Buying a new car or a house does this thing that makes getting a loan essential. The first step in knowing if a loan is right for you is to make sure that you have a solid grasp of where your finances are before you […]

Home Bill Organizer

The Importance of Keeping a Home Bill Organizer Keeping track of your bills is important for many reasons. Organizing your bills can help you avoid late fees and make sure you don’t unintentionally damage your credit score. One of the best ways to track your monthly bills is to make a home bill organizer which […]

Paycheck Budgeting

If you have a full-time job, you’re spending 40 hours or more at your place of work every week. This is a substantial amount of your personal time. These hours can begin to feel wasted when you live paycheck to paycheck, making no progress towards paying off your debt or other financial goals. Many believe […]

How Much is Too Much Debt?

While there’s no magic number as to how much is too much debt, there are many signs that can point out when you’ve crossed a line. Telltale Signs of Too Much Debt If you relate to these signs, you’ve probably got too much debt. Read on to see where you stand. Minimum Payment Only How […]

Smart Ways to Save Money Fast

If you’re looking for creative ways to save money fast, we’ve got you covered. From coupons to budgets to boundaries, these tips will help you create a new vision for your relationship with money. Use a Bank Without Fees Does your bank charge you a monthly account maintenance fee or require minimum balances to avoid […]

Budgeting for Kids

If you’re thinking it’s time to teach your kids about money, you’re probably right. Regardless of your kid’s age, if they are old enough to learn about responsibilities at home like chores, they’re old enough to learn the basics of how money works. Connecting the Dots Does your child understand the connection between work and […]

4 Reasons Why You Should Budget Your Money From The Experts

Financial advisers agree that everyone should have a budget, but more than two-thirds of Americans don’t. In the end, not taking the time to organize your expenses could have serious financial repercussions. But instead of looking at the negative aspects of not budgeting, here are a few positive attributes that explain why you should. Work […]

Personal Budgeting and Planning Resources

Budgeting Tips and Resources The most critical factor in managing your debt is knowing how to accurately budget. But, before you can establish a personal budget, you must first take a look at how you’re spending your money, both in the short term and the longer term. Tracking Your Spending To get an accurate financial […]

January Holiday Budgeting

Does this sound familiar? It’s January, and it’s cold. You’re already dreaming of summer vacation on the beach. Then, reality hits. The first credit card bill of the new year. Yeah, it was nice to give so many thoughtful gifts, but ultimately, it will take most of this year to pay off last year’s Christmas. […]

4 Critical Reasons Why You Should Have an Emergency Fund

If you’re like most people, you wonder just how necessary the existence of an emergency fund is. As it turns out, it’s vital. Taking time to save a portion of your income can be extremely beneficial during hard times. Financial advisers preach the importance of having an emergency fund for various reasons, but the following […]

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