How to Use Offseason Shopping to Your Advantage Smart shoppers know that buying in the off-season can save you time and money on goods you know you will need when the season arrives. The key is to shop for items at non-peak times when retailers are more likely to unload old merchandise and there’s not […]
Archive for the ‘Budgeting’ Category
Winter Energy Saving Tips
Tips to Save Money on Winter Energy Bills One of the most difficult parts of sticking to any household budget is knowing how much money to allocate to energy bills as they can fluctuate wildly during different seasons. While it can be difficult to know how cold the weather will turn and for how long, […]
Valentines on a Budget
Budget Alternatives to Traditional Valentine’s Day Gifts and Events Celebrating Valentine’s Day is important to many people. Companies and advertising can entice you to spend liberally on expensive diamond gifts and extravagant dinners out at upscale restaurants. Having a budget and sticking to it doesn’t mean you have to skip out on a meaningful holiday […]
Affordable Winter Activities
Affordable Ways to Enjoy Winter Activities with Your Family Winter can be cold and dreary, but beating the winter blues and having winter fun doesn’t have to be an expensive endeavor. Many great outdoor winter activities are free, but if activities outside in frigid temperatures are not your thing, there are plenty of indoor activities […]
How to Budget for a New Loan
There are times in life when a loan is necessary. Buying a new car or a house does this thing that makes getting a loan essential. The first step in knowing if a loan is right for you is to make sure that you have a solid grasp of where your finances are before you […]
The Importance of a Home Bill Organizer
The Importance of Keeping a Home Bill Organizer Keeping track of your bills is important for many reasons. Organizing your bills can help you avoid late fees and make sure you don’t unintentionally damage your credit score. One of the best ways to track your monthly bills is to make a home bill organizer which […]
Paycheck Budgeting
If you have a full-time job, you’re spending 40 hours or more at your place of work every week. This is a substantial amount of your personal time. These hours can begin to feel wasted when you live paycheck to paycheck, making no progress towards paying off your debt or other financial goals. Many believe […]
How Much is Too Much Debt?
While there’s no magic number as to how much is too much debt, there are many signs that can point out when you’ve crossed a line. Telltale Signs of Too Much Debt If you relate to these signs, you’ve probably got too much debt. Read on to see where you stand. Minimum Payment Only How […]
5 Smart Ways to Save Money Fast
If you’re looking for creative ways to save money fast, we’ve got you covered. From coupons to budgets to boundaries, these tips will help you create a new vision for your relationship with money. Use a Bank Without Fees Does your bank charge you a monthly account maintenance fee or require minimum balances to avoid […]
Budgeting for Kids: How to Teach Children About Money
If you’re thinking it’s time to teach your kids about money, you’re probably right. Regardless of your kid’s age, if they are old enough to learn about responsibilities at home like chores, they’re old enough to learn the basics of how money works. Connecting the Dots Does your child understand the connection between work and […]
