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Should Spouses Merge Their Credit? What You Need to Know about Marriage and Credit

Once the honeymoon and celebrations are over, being married requires figuring out how to combine your finances with your spouse’s. While the effects of marriage on your credit are pretty straightforward, they may not entirely be what you expected. Credit Reports Never Merge, Even When Married The most important thing to understand is that there’s […]

An Open Letter To Dave Ramsey: Why Debt Management Works

Sorry, Dave Ramsey, But You’re Wrong When It Comes to Debt Management There are a lot of misconceptions around the legitimacy of professional debt management programs these days. Take Dave Ramsey’s Truth About Debt Management article as an example. In his article, which we’ll dive into below, he talks about the risks involved in a […]

The Most Expensive Blog Post Ever

  How much are you willing to spend on a hamburger? What about a drink or a used book? I know we like to harp on and on about the importance of saving, the downsides of spending, yada yada yada. So, in an effort to mix it up a little, take a look at a […]

Retirement Stats, Facts, and Figures that Will Shock You

If you’ve been following retirement stats in the news lately, then you know things aren’t looking good. As millions of baby boomers are now reaching retirement age, a growing number of people are realizing they don’t have enough money saved. Take a look at a few articles we found on retirement, and what you should […]

The Single Biggest Mistake 90% of Retirees Make

A blue-sky outlook gets you through some tough times, but when it comes to retirement, it’s dollars and cents that count. The single biggest mistake 90 percent of retirees make is not having enough savings in the first place. In fact, over a third of Americans have less than $1,000 saved for retirement. Where are […]

Why You Should Never Settle for Debt Settlement

Ever wondered if debt settlement may be right for you? Debt settlement is the process of lowering your debt by negotiating with your creditors to reduce your outstanding balance. It’s a risky option, and it’s one we don’t condone. Because most debt settlement companies are for-profit agencies or law firms, they rope you in with […]

Coming to Terms With Your Dead-End Debt

Are you tired of living paycheck to paycheck? It’s an existence that can make even the softest people hard. Maybe you’re content with simply trudging by each month, but I doubt it. Over 48 percent of Americans today owe more than they earn, and with a collective consumer debt of over $11 trillion, the number […]

Infographic: The Real Cost of Playing the Lottery

Know someone who might benefit from this graphic? Spread the word above or embed on your site! Thinking about playing the lottery? Think again. The odds of winning the Mega Millions jackpot are one in 259 million. To break that down even further, you’re more likely to A) be attacked by a shark, B) become […]

The Weekly Roundup: A Look at Everyday Vices

1. Simple Tips to Help You Save More Money “Coffee is expensive no matter whether you prepare it at home or buy it from a cafe. Although a pound of coffee can cost around $10, depending on how fancy you like your beans and where in the country you live, buying a coffee drink from […]

Summer Savings Tips for Better Money Management

When it comes to summer savings, “Less is more,” or so they say. Keeping your summer bills down without breaking a sweat is possible, and though summer may be sweltering, your bills don’t have to be. So before you start cranking up the AC, take a look at a few tips to help you stay […]