Maria Rivera

Should Spouses Merge Their Credit? What You Need to Know about Marriage and Credit

Once the honeymoon and celebrations are over, being married requires figuring out how to combine your finances with your spouse’s. While the effects of marriage on your credit are pretty straightforward, they may not entirely be what you expected. Credit Reports... read more

An Open Letter To Dave Ramsey About Debt Management

Sorry, Dave Ramsey, But You’re Wrong When It Comes to Debt Management There are a lot of misconceptions around the legitimacy of professional debt management programs these days. Take Dave Ramsey’s Truth About Debt Management article as an example. In his article,... read more

The Most Expensive Blog Post Ever

  How much are you willing to spend on a hamburger? What about a drink or a used book? I know we like to harp on and on about the importance of saving, the downsides of spending, yada yada yada. So, in an effort to mix it up a little, take a look at a few of the... read more

Retirement Stats, Facts, and Figures that Will Shock You

If you’ve been following retirement stats in the news lately, then you know things aren’t looking good. As millions of baby boomers are now reaching retirement age, a growing number of people are realizing they don’t have enough money saved. Take a look at a few... read more

The Single Biggest Mistake 90% of Retirees Make

A blue-sky outlook gets you through some tough times, but when it comes to retirement, it’s dollars and cents that count. The single biggest mistake 90 percent of retirees make is not having enough savings in the first place. In fact, over a third of Americans have... read more

Why You Should Never Settle for Debt Settlement

Ever wondered if debt settlement may be right for you? Debt settlement is the process of lowering your debt by negotiating with your creditors to reduce your outstanding balance. It’s a risky option, and it’s one we don’t condone. Because most debt settlement... read more

Coming to Terms With Your Dead-End Debt

Are you tired of living paycheck to paycheck? It’s an existence that can make even the softest people hard. Maybe you’re content with simply trudging by each month, but I doubt it. Over 48 percent of Americans today owe more than they earn, and with a collective... read more

Infographic: The Real Cost of Playing the Lottery

Know someone who might benefit from this graphic? Spread the word above or embed on your site! Thinking about playing the lottery? Think again. The odds of winning the Mega Millions jackpot are one in 259 million. To break that down even further, you’re more likely to... read more

The Weekly Roundup: A Look at Everyday Vices

1. Simple Tips to Help You Save More Money “Coffee is expensive no matter whether you prepare it at home or buy it from a cafe. Although a pound of coffee can cost around $10, depending on how fancy you like your beans and where in the country you live, buying a... read more

Summer Savings Tips for Better Money Management

When it comes to summer savings, “Less is more,” or so they say. Keeping your summer bills down without breaking a sweat is possible, and though summer may be sweltering, your bills don’t have to be. So before you start cranking up the AC, take a... read more

The 3 Financial Habits That Will Help You Save Immediately

Having trouble saving? You’re not alone. A recent survey conducted by Bankrate found an estimated 76 percent of Americans are currently living paycheck to paycheck. While this way of living may be sufficient for a little while, how long can you maintain it? The key to... read more

5 Articles to Help You Eliminate Debt

1. How to Break Bad Financial Habits “One way to stay on track is by setting periodic goals or a series of milestones that help you stick to and develop strong new habits. You might consider setting milestones for 30 days, 60 days, 90 days or more. These mini-goals... read more

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Learn how much you can save

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Just a few more details to get started.

By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

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Also See…

For more information on debt consolidation, please visit:

Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.

The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).

Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.