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CreditGUARD of America

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By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

About Us

CreditGUARD of America, Inc. provides the best credit counseling services. Our debt management program helps consumers get back on track with their bills by consolidating their unsecured debt into one easy monthly payment. Our credit counseling agency advises consumers on personal budgeting, debt consolidation through home equity loans, credit card promos and filing bankruptcy. Any one of these credit solutions can help consumers get through financial difficulties.

Our non-profit credit counseling agency provides additional educational resources and materials on credit management, debt collection and money management. Credit and money management is key to creating a stable, financial future. For consumers in debt collection, it is important for them to know their consumer rights and how to spot collection harassment so debt collectors don’t take advantage. Our credit counseling company encourages consumers to enhance their personal financial literacy through our educational resources.

Creditor and Member Support

CreditGUARD of America has members throughout the United States and works with most major creditors. Our non-profit credit counseling agency receives most of our support from voluntary fairshare contributions by creditors participating in the debt management program. Most of our debt counseling services are free to consumers. There are fees associated with the debt management program that are used to help offset administration costs.

Trusted and Bonded

CreditGUARD of America has an excellent banking record with Bank of America, a major FDIC banking institution handling all our accounts including a Trust account that is used to disburse members’ funds from the debt management program. Our non-profit credit counseling agency annually disburses in excess of One Hundred Million Dollars ($100,000,000.00) to members’ creditors through the Trust account.

CreditGUARD of America is bonded to meet the requirements of the State of Florida and all other states where business is conducted.

Credit Counseling Facility

CreditGUARD of America, Inc. maintains over 7,315 square feet of office space in Boca Raton, Florida, which is leased for the time period of five years. Our credit counseling agency has over 100 user network computer systems with state-of-the-art technology to better serve our members and creditors. CreditGUARD of America, Inc. employs over 35 people to meet the needs of consumers.

Other Information

CreditGUARD of America, Inc. has additional information about our non-profit credit counseling agency including:

Community Services Testimonials
Corporate Services Media Center
Association Memberships Privacy Statement

Principal Officers: Roger L Costa – President/Secretary, Juan Valladares – Treasurer

Maryland Residents: The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding CreditGUARD of America, Inc., License #5, at 500 N. Calvert Street, Room 402, Baltimore, Maryland 21202-3651
Phone 888-784-0136

Michigan Residents: License # DM 0016985
Indiana Residents: We do not lend money.
Arizona Residents: We are not a loan company.
Oregon Residents: Registration #DM80062
Virginia Residents: CreditGUARD of America, Inc., is licensed by the Virginia State Corporation Commission; License #DC-26