See How Much Money We Can Save You!
CreditGUARD of America, Inc. provides the best credit counseling services. Our debt management program helps consumers get back on track with their bills by consolidating their unsecured debt into one easy monthly payment. Our credit counseling agency advises consumers on personal budgeting, debt consolidation through home equity loans, credit card promos and filing bankruptcy. Any one of these credit solutions can help consumers get through financial difficulties.
Our non-profit credit counseling agency provides additional educational resources and materials on credit management, debt collection and money management. Credit and money management is key to creating a stable, financial future. For consumers in debt collection, it is important for them to know their consumer rights and how to spot collection harassment so debt collectors don’t take advantage. Our credit counseling company encourages consumers to enhance their personal financial literacy through our educational resources.
Creditor and Member Support
CreditGUARD of America has members throughout the United States and works with most major creditors. Our non-profit credit counseling agency receives most of our support from voluntary fairshare contributions by creditors participating in the debt management program. Most of our debt counseling services are free to consumers. There are fees associated with the debt management program that are used to help offset administration costs.
Trusted and Bonded
CreditGUARD of America has an excellent banking record with Bank of America, a major FDIC banking institution handling all our accounts including a Trust account that is used to disburse members’ funds from the debt management program. Our non-profit credit counseling agency annually disburses in excess of One Hundred Million Dollars ($100,000,000.00) to members’ creditors through the Trust account.
CreditGUARD of America is bonded to meet the requirements of the State of Florida and all other states where business is conducted.
Credit Counseling Facility
CreditGUARD of America, Inc. has additional information about our non-profit credit counseling agency including:
Principal Officers: Roger L Costa – President/Secretary, Juan Valladares – Treasurer
Maryland Residents: The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding CreditGUARD of America, Inc., License #5, at 500 N. Calvert Street, Room 402, Baltimore, Maryland 21202-3651
Michigan Residents: License # DM 0016985
Indiana Residents: We do not lend money.
Arizona Residents: We are not a loan company.
Oregon Residents: Registration #DM80062
Virginia Residents: CreditGUARD of America, Inc., is licensed by the Virginia State Corporation Commission; License #DC-26