Free Financial Calculators

CreditGUARD of America, Inc. is a non-profit credit counseling agency that helps consumers by providing interactive, free financial calculators. These easy-to-use financial calculators are designed to help you manage your money and your credit. Take a moment to review our free financial calculators and if you need any additional help, please contact us online or call CreditGUARD of America, Inc. at 1-800-500-6489.

 

Household Budget Calculator

Our household budget calculator is a free financial calculator examining your debt-to-income ratio and helps you determine how much you can save each month. Debt-to-income ratio is the comparison of your income and your expenses. By examining your debt-to-income ratio, you see where you are overspending and how to manage your finances better.

Checkbook Calculator

Use our free checkbook calculator to balance your checkbook. This financial calculator reviews the checks you’ve written and deposits you’ve made, balancing your checkbook.

Rent vs. Buy Calculator

Thinking about buying a home? Our rent vs. buy calculator examines the financial factors of renting versus buying a home. Find out which is best for you and your family with this free calculator.

Mortgage Calculator

Our mortgage calculator can help you calculate your monthly mortgage payment based on amount the house is selling for, terms of loan and interest rate. This free calculator will calculate how much you will pay for your mortgage when it’s done, as well as how much interest you’ll pay. Last, but not least, find out how much you can save on interest payments based your downpayment.

Auto Loan Calculator

Our auto loan calculator is a free financial calculator that gives you the versatility to determine what car you can afford based on monthly payment or purchase price. The monthly payment option gives you a monthly payment using multiple factors including purchase price and interest rate of the car. Purchase price options will let you know what price you can afford based on what monthly payment you can afford and the interest rate you’re being offered.

CreditGUARD of America, Inc. hopes you find these free financial calculators useful with managing your money and your credit. If you need any additional assistance, please Contact us online or call CreditGUARD of America at 1-800-500-6489. Certified credit counselors are available Monday through Thursday 8:00 a.m. to 12:00 midnight; Friday 8:00 a.m. to 11:30 p.m.; Saturday 10:00 a.m. to 6:00 p.m. Eastern Time. For online service, 24/7, use the Credit Card Debt Analyzer to calculate your estimated interest and payment savings available, through our debt management program.

 

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