What is Personal Financial Literacy?

Personal Financial Literacy is the knowledge of basic money and credit management skills that teaches consumers to successfully manage their personal financial affairs. CreditGUARD of America believes that personal financial literacy is key to reversing the debt problems that Americans face.

Educational Resources

CreditGUARD of America, a non-profit credit counseling agency, offers a variety of educational resources for free financial help. Our credit counseling agency has compiled educational resources on credit management, debt collection and money management as well as free financial calculators to help consumers manage personal finances.

Review our educational resources, and if you have questions, please contact us online or call CreditGUARD of America, Inc. at 1-800-500-6489.

Credit Management

CreditGUARD of America provides educational resources for managing your credit. Our credit counseling agency offers information on credit analysis, credit reporting, your consumer rights, consumer alerts and how to improve your credit. Understanding your credit and what affects your credit can be the first step to mastering your personal finances.

Debt Collection

Ever paid a bill late? Ever had creditors turn your debts over to a debt collector? CreditGUARD of America offers important educational resources on debt collection and fair debt collection practices. Learn the credit laws that protect your rights and protect you from creditor harassment.

Money Management

CreditGUARD of America provides educational resources for managing your money. Our credit counseling agency offers tips for buying a home, home financing, household budgeting, car loans and computer financing. Solve your debt problems using smart money management.

Free Financial Calculators

Use our free financial calculators to manage your personal finances. CreditGUARD of America can help you calculate your debt-to-income ratio, balance a checkbook, costs of renting vs. buying a home, mortgage payment, and auto loan payment. Do the math and see if your financial choices are right for your budget.

Contact us online or call CreditGUARD of America at 1-800-500-6489 for any questions related to our free financial help. Certified credit counselors are available Monday through Thursday 8:00 a.m. to 12:00 midnight; Friday 8:00 a.m. to 11:30 p.m.; Saturday 10:00 a.m. to 6:00 p.m. Eastern Time. For online service, 24/7, use the Credit Card Debt Analyzer to calculate your estimated interest and payment savings available, through our debt management program.

 

Contact Us | Credit Counseling | Debt Analyzer | Questions & Answers
Educational Resources | Credit Management | Debt Collection | Money Management
Free Calculators | About Us | Community Services | Corporate Services | Associations
Testimonials | Media Center | Privacy Statement | Account Login | Site Map

Association of Independent Credit Counseling Agencies  Better Business Bureau  BSI Management Systems

counselor@creditguard.org
CreditGUARD of America • 791 Park of Commerce Blvd • Suite 500• Boca Raton, Florida 33487
Copyright © 2007 CreditGUARD of America, Inc. All rights reserved.
| Privacy Statement |

Alan and Rachel are using the CreditGUARD Coach to improve their credit

The CreditGUARD Coach can help you understand your credit profile and show you how to improve your credit score.
Click Here

    A Non Profit Organization                                                                                                                         Secure Client Login:
Client Login
Call 1-800-500-6489
To find out how much money we could save you,
Savings Calculator
Click our savings calculator.
A picture of a happy, debt free family
Be debt free, you can do it!