See how fast you can get out of debt
What to Expect from Online Debt Consolidation
It’s estimated that more than 75 percent of people who were able to pay off their debt find themselves back in the never-ending cycle of owing more than they earn. Why? Because they never really learned how to successfully make a budget. Our free online credit counseling service helps you stay on top of your debts by helping you learn to live within your means.
What Happens When You Call?
When you call, a certified credit counselor will calculate your various secured and unsecured debts and work with you to help create an all-inclusive budget you can live with. Since the key to becoming debt-free is staying debt-free, we’ll help you learn what it means to live a life free of debt.
Unsecured Debt Versus Secured Debt
What do we mean by unsecured debt? Any debt that isn’t attached to a particular asset is unsecured, whereas debt that is attached to a particular asset is known as secured. Here are a few examples:
- Credit cards
- Medical bills
- Personal loans
- Car loans
What to Have When You Call
Still wondering if our online credit counseling service is right for you? Just give us a complimentary call. Our certified credit counselors will take a look at your finances to see how they can help you save.
Before calling in, make sure you have:
- Your most recent monthly credit card statement(s)
- Your monthly household income
- A list of your various monthly bills and obligations
Finding the Right Agency
One of the easiest ways to check a company’s credibility is to read their Better Business Bureau reviews. Our A+ rating and proven track record show us to be an industry leader. In fact, since 1991 we’ve helped Americans save over $1.7 billion in debt and interest charges.
Debt Help and Relief
Contact us online by filling out the form above, or call CreditGuard of America at 1-800-500-6489 for more information on our nonprofit credit counseling and debt counseling agency.
Certified Credit Counselors are available Monday - Thursday 8:00 am - 10:00 pm Eastern, Friday 8:00 am - 9:00 pm Eastern, Saturday 10:00 am - 6:00 pm Eastern.