See how fast you can get out of debt
What to Expect from Online Credit Counseling
No one ever said getting out of debt was easy. With our nation’s consumer debt level at an all-time high, the need for financial literacy has never been more important.
That’s where our credit counseling service comes in. Our free online credit counseling service teaches you how to live without the constant worry of late fees or past due bills. With our help, you’ll learn what it means to live a life free of debt.
The Growing Need for Financial Literacy
It’s estimated that over ¾ of people who pay off their debts find themselves in a similar financial situation a few years down the line. Why? Because they haven’t really learned how to manage their finances. In addition to our debt management services, our certified credit counselors will work with you to teach you the skills you need to not only get out of debt, but to stay out.
How Credit Counseling Works
The first step toward tackling your debt is recognizing exactly how it started. Our certified credit counselors will go through all your various secured and unsecured debts to get an accurate picture of your financial situation. After, they’ll work with you to help you create a budget that fits your needs.
Different Types of Debt
What do we mean by unsecured debt? Debts that aren’t attached to specific assets are considered unsecured, whereas debts that are attached to specific assets are considered secured. See below for a few examples of both types of debt.
- Credit cards
- Medical bills
- Personal loans
- Car loans
What to Have When You Call
Before calling in, make sure you have:
- Your most recent monthly credit card statement(s)
- Your monthly household income
- A list of your various monthly bills and obligations
CreditGuard: An Agency You Can Trust
Our A+ Better Business Bureau rating and proven track record show us to be an industry leader. In fact, since 1991 we’ve helped Americans save over $1.7 billion in debt and interest charges. Our certified credit counselors will work with you, one on one, to help you find a solution to become debt-free and stay debt-free, once and for all.
Debt Help and Relief
Contact us online by filling out the form above, or call CreditGuard of America at 1-800-500-6489 for more information on our nonprofit credit counseling and debt counseling agency.
Certified Credit Counselors are available Monday - Thursday 8:00 am - 10:00 pm Eastern, Friday 8:00 am - 9:00 pm Eastern, Saturday 10:00 am - 6:00 pm Eastern.