Consumer Credit Counseling

CreditGUARD of America, Inc. is a non-profit credit counseling agency that offers a variety of financial solutions for credit management. Our certified credit counselors work to find the credit solution that works best for you. Whether you’re several months behind in bills or just looking for advice on how to manage your money a little better, our consumer credit counseling service can help you. Contact us online or call 1-800-500-6489.

When you call CreditGUARD of America, Inc., our certified credit counselors will review your unsecured debt, such as credit cards, medical bills and personal loans, and secured debt, such as mortgages and car loans, as well as household expenses and personal income. Based on your financial circumstances, our certified credit counselors will recommend one of the following types of consumer credit counseling services:

Personal Budgeting

Sometimes you can resolve a debt problem by managing your money more effectively. Personal Budgeting could be the answer to your debt problems. Learn ways to identify overspending and how to create a personal budget.

Debt Management Program

A Debt Management Program is a consumer credit counseling service helping individuals consolidate unsecured debt into one easy payment so that they can get out of debt in 4 to 5 years. In addition to lowering monthly payments, many creditors will reduce or eliminate interest and stop charging late fees. Most importantly, past due accounts will be reaged, that is, shown as current..

Home Equity Loan

A Home Equity Loan may be recommended for home owners with equity and a large amount of unsecured debt. Our certified credit counselors can advise you on how to best proceed with getting your home equity loan.

Credit Card Promos

Credit Card Promos can help you obtain lower interest rates and save money on credit card payments. Our consumer credit counseling service can list the advantages and disadvantages of this method of credit management.

Bankruptcy

Bankruptcy should only be attempted after exhausting all other debt solutions, because bankruptcy will remain on your credit history for ten years. Our credit counseling service will examine all your credit options to help you decide if filing bankruptcy is the correct decision for you.

Contact us online or call CreditGUARD of America at 1-800-500-6489 for more information on our consumer credit counseling services. Certified credit counselors are available Monday through Thursday 8:00 a.m. to 12:00 midnight; Friday 8:00 a.m. to 11:30 p.m.; Saturday 10:00 a.m. to 6:00 p.m. Eastern Time. For online service, 24/7, use the Credit Card Debt Analyzer to calculate your estimated interest and payment savings available, through our debt management program.

Association of Independent Credit Counseling Agencies

counselor@creditguard.org
CreditGUARD of America • 791 Park of Commerce Blvd • Suite 500• Boca Raton, Florida 33487
Copyright © 2007 CreditGUARD of America, Inc. All rights reserved.
| Privacy Statement |