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Relief is on the horizon. CreditGUARD of America has established a $1 million dollar Educational Fund to assist consumers with increasing their credit ratings. Our non-profit credit counseling agency offers free debt relief consultations for consumers with credit card debt and 30 days or more behind on credit card payments.

Credit Card Debt?

married couple upset because of debt

Credit Troubles: Every three minutes another person falls behind on credit card payments.
Credit card debt?

Relief on the horizon.

JIM CANNON
CGA STAFF WRITER

Every three minutes another person falls behind on credit card debt. Now, relief is in sight for millions of Americans. A non-profit organization, CreditGUARD of America, has established a $1,000,000 Educational Fund to assist consumers lower debt payments and increase credit ratings.

Consumers need only $4,000 or more in total credit card debt and be at least 30 days behind on any account, to cut those payments by 35% to 50%, and reduce or eliminate interest charges altogether.

Beware of companies you see on TV who promise debt relief, but charge huge up front fees and keep the first month payment as an additional fee, placing clients even deeper in debt—before they even start.

CreditGUARD of America, on the other hand, has been given high marks in consumer surveys showing high consumer satisfaction and confidence, which explains why in over twelve years of service, the Better Business Bureau reports an exemplary record.

Over 200,000 families, located throughout the U.S. have regained financial independence with CreditGUARD’s licensed, bonded and insured service.

The CreditGUARD debt management program can actually turn a person’s life around. One such case is Mary C. of New Castle, PA, who said, “CreditGUARD literally saved my life and my marriage. We were three months behind on all of our creditors, and owed over $18,000—with no way out in sight. CreditGUARD of America counseled us over the phone and lowered our monthly payments by $286. Best of all, the creditors stopped calling us!” When asked how much was saved, she replied: “We’re saving over $14,800 in interest payments, and

our life and marriage is back on track in only six months. We would recommend CreditGUARD to anyone in our situation.” Angela G. of Bulverde, TX says, “I am not afraid to answer the phone or get the mail because I know it is not a harassing creditor!”

Certified Credit Counselors at CreditGUARD of America provide Debt Relief Consultation, at no charge, when you call 1-800-875-2104. Calculate your interest rate savings instantly online when you visit their website at www.creditguard.org/fund.

To improve your credit score—the “mystery” number banks use to see who gets the lowest interest rates, on home, auto and everyday loans, the CreditGUARD Coach™ will show the exact steps to follow to improve your Credit Score, based on information found in your Credit Report. Visit www.creditguard coach.com/fund to receive over $89 in financial aid. If they can not show you how to increase your credit score—it’s all FREE.

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