About Us

CreditGUARD of America, Inc. is a non-profit corporation, incorporated in the State of Florida on August 15, 1991 under Document Charter Number N44696. Our non-profit credit counseling agency is also recognized as a federal non-profit organization under section 501(c)(3). On May 1, 1997, CreditGUARD of America, Inc. trademarked said name nationally.

CreditGUARD of America, Inc. provides credit counseling services. Our debt management program helps consumers get back on track with their bills by consolidating their unsecured debt into one easy monthly payment. Our credit counseling agency advises consumers on personal budgeting, debt consolidation through home equity loans, credit card promos and filing bankruptcy. Any one of these credit solutions can help consumers get through financial difficulties.

Our non-profit credit counseling agency provides additional educational resources and materials on credit management, debt collection and money management. Credit and money management is key to creating a stable, financial future. For consumers in debt collection, it is important for them to know their consumer rights and how to spot collection harassment so debt collectors don’t take advantage. Our credit counseling agency encourages consumers to enhance their personal financial literacy through our educational resources.

CreditGUARD of America has members throughout the United States and works with most major creditors. Our non-profit credit counseling agency receives most of our support from voluntary fairshare contributions by creditors participating in the debt management program. Most of our debt counseling services are free to consumers. There are fees associated with the debt management program that are used to help offset administration costs.

CreditGUARD of America has an excellent banking record with Bank of America, a major FDIC banking institution handling all our accounts including a Trust account that is used to disburse members’ funds from the debt management program. Our non-profit credit counseling agency annually disburses in excess of One Hundred and Fifty Million Dollars ($150,000,000.00) to members’ creditors through the Trust account.

CreditGUARD of America is bonded to meet the requirements of the State of Florida and all other states where business is conducted.

CreditGUARD of America, Inc. maintains over 15,000 square feet of office space in Boca Raton, Florida, which is leased for the time period of five years. Our credit counseling agency has over 100 user network computer systems with state-of-the-art technology to better serve our members and creditors. CreditGUARD of America, Inc. employs over 150 people to meet the needs of consumers.

CreditGUARD of America, Inc. has additional information about our non-profit credit counseling agency including:

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Contact us online or call CreditGUARD of America at 1-800-500-6489 for more information on our non-profit credit counseling agency. Certified credit counselors are available Monday through Thursday 8:00 a.m. to 12:00 midnight; Friday 8:00 a.m. to 11:30 p.m.; Saturday 10:00 a.m. to 6:00 p.m. Eastern Time. For online service, 24/7, use the Credit Card Debt Analyzer to calculate your estimated interest and payment savings available, through our debt management program.

Association of Independent Credit Counseling Agencies

counselor@creditguard.org
CreditGUARD of America • 791 Park of Commerce Blvd • Suite 500• Boca Raton, Florida 33487
Copyright © 2007 CreditGUARD of America, Inc. All rights reserved.
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